We partner with financial institutions to fully unlock their growth potential

Through data-driven decisioning, predictive modelling and turnkey pre-approved programs, we help you drive measurable growth

Faster, smarter and with optimized risk

At Wade&, we believe the future of lending is data-driven, predictive, and personal.

  • Predictive Precision

    We design credit and pricing models that balance opportunity with risk – empowering confident lending decisions and consistent portfolio performance with accelerated returns.

  • New Loan Volume

    Our programs are uniquely designed to drive immediate impact, driving new loan volume, deepening relationships and increasing product share of wallet.

  • Data That Delivers

    Through partnerships with reporting agencies, we have built expertise to accelerate your financial institution’s use of third party data in a strategic way to drive repeatable, predictable growth.

  • Build - Learn - Transfer

    Every program is built with your team, activated, and then transferred, ensuring sustainable capability and long-term independence.

Our Programs

  • Pre-Approved Consumer and Small Business Lending

    Our pre-approved loan program is market-leading, enabling financial institutions of all sizes to turn their data into pricing models and pre-approved loan programs that typically achieve 2.5x in new loan growth — per program.

  • Mortgages Held Elsewhere Maturity Prediction Model

    Every institution has clients and members that are carrying mortgages somewhere else, but find it difficult to know who they are, when their mortgages mature, or how to reach them before renewal. Our predictive analytics model predicts the likely renewal window with up to 87% accuracy.

  • Existing Customer or Member Auto Loan Acquisition

    Our cost-effective white label solution for auto loans allows our clients to retain their brand, assets and member relationships while Wade& does the heavy lifting with end-to-end infrastructure, allowing financial institutions to grow in secured, higher-margin, non-mortgage personal lending.

Consulting Services

With decades of experience in the financial services industry, we also offer consulting services to provide your credit union or bank expertise from a third-party perspective. Our financial review process will illuminate business performance and unveil potential areas for growth, while our strategic services will help you unlock the next phase for your financial institution.

01
Balance Sheet
Optimization & Profitability

02
Distribution
Strategy

03
Mergers &
Acquisitions

Our team has worked with banks and credit unions across North America, with asset sizes ranging from $700M to $30B+, including these brands and more.

Who We’ve Worked With

Across North America, 30+ financial institutions have already joined us in building a smarter, data-driven future for lending.

Are you next?